Terms and Conditions

1. About Sun Marketing Solution

Sun Marketing Solution provides assistance for various vehicle finance requirements, including:

• New Car Loans
• Used Car Loans
• Premium Car Finance
• Car Refinance
• Car Loan Takeover / Balance Transfer
• Balance Transfer + Top-Up

We assist customers in exploring suitable finance options through banks, NBFCs and other financial institutions.

2. We Are a Finance Facilitator

Sun Marketing Solution acts as a facilitator/service provider and does not guarantee that any loan application will be approved.

The final decision regarding loan approval, loan amount, interest rate, tenure, funding percentage, fees and disbursal is made solely by the respective bank, NBFC or financial institution.

3. Loan Eligibility

Loan eligibility may depend on several factors, including:

Applicant profile | Income | Credit history/CIBIL score | Vehicle model and age | Vehicle valuation | Existing liabilities | Repayment history | Lender policies

Eligibility requirements may vary between lenders and finance products.

4. Funding & Loan Amount

Any statements on this website such as “up to 200% funding”, higher funding, quick processing or similar offers represent the maximum potential benefit available under certain eligible finance programs.

Actual funding may vary depending on the applicant, vehicle valuation and lender policies.

No specific loan amount or funding percentage is guaranteed.

5. Interest Rates & Charges

Interest rates, processing fees, foreclosure charges, documentation charges and other applicable costs are determined by the respective lender and may vary depending on the applicant and finance product.

Customers should carefully review the lender’s final loan agreement before accepting any finance facility.

6. Documents & Information

Customers are responsible for providing true, accurate, complete and valid information and documents during the application process.

Providing false, misleading, altered or fraudulent information may result in rejection or cancellation of the application and may have other consequences under applicable law.

7. Credit / CIBIL Assessment

Submitting an enquiry with Sun Marketing Solution does not guarantee approval for customers with low or challenging credit profiles.

Where applicable and with the necessary authorization, lenders may assess the applicant’s credit history as part of their evaluation process.

8. Processing & Disbursal Time

Any processing or approval timelines communicated through the website, advertisements or representatives are indicative unless expressly confirmed otherwise by the relevant lender.

Actual processing time may vary depending on documentation, verification, applicant eligibility, vehicle assessment and lender procedures.

9. Third-Party Financial Institutions

Sun Marketing Solution may connect or coordinate with third-party banks, NBFCs and financial institutions.

Each lender operates under its own eligibility criteria, policies, interest rates, fees and terms and conditions. Sun Marketing Solution is not responsible for changes made by a lender to its products, policies or approval decisions.

10. Website Information

We make reasonable efforts to keep the information on this website accurate and updated. However, finance products, eligibility criteria, interest rates and lender policies may change without prior notice.

Website information should not be considered a guaranteed loan offer or financial commitment.

11. Customer Consent

By submitting an enquiry or application, you authorize Sun Marketing Solution to contact you regarding your car finance requirement through the contact details you provide, subject to applicable law and your consent.

Where required to process your request, relevant information may be shared with appropriate financial institutions or service providers in accordance with applicable privacy requirements.

12. Intellectual Property

The website content, branding, graphics, text and other original materials belonging to Sun Marketing Solution may not be copied, reproduced or used for commercial purposes without prior permission.

13. Limitation of Liability

Sun Marketing Solution shall not be responsible for losses arising solely from a lender’s rejection, changes in lending policies, delays outside our reasonable control or a customer’s failure to meet lender requirements, to the extent permitted by applicable law.

Nothing in these Terms excludes any rights or liabilities that cannot legally be excluded.

14. Changes to These Terms

Sun Marketing Solution may update these Terms and Conditions when required. Updated terms will be published on this page with the revised date.

15. Governing Law

These Terms and Conditions shall be governed by the laws of India. Any disputes shall be subject to the jurisdiction of the appropriate courts in Chennai, Tamil Nadu, subject to applicable law.

16. Contact Us

For questions regarding these Terms and Conditions, contact:

Sun Marketing Solution
No. 2, V.O.C. 1st Main Road,
Kodambakkam, Chennai, Tamil Nadu – 600024

Phone: +91 98842 57555
Email: sunmarketings@gmail.com

This page is general website terms content and should be reviewed by a qualified legal professional before publication, particularly because Sun Marketing Solution operates in the financial-services/loan facilitation sector.